Josh Mettle, Division President at NEO Home Loans — NMLS#219996

Phone: (385) 355-2130

Cell: (801) 699-4287




NEW 100% Financing Programs for Physician and Other Medical Professionals

Features of our New 100% Financing Programs

  • 100% financing up to $1M
  • 95% financing up to $2M
  • 2-unit properties available
  • Gift funds acceptable
  • Qualify as an independent contractor without two-year employment history
  • Can close prior to employment start date
  • Flexible with student loan debt
  • Available to J-1 visa holders
  • Available to Physicians, OD, DPT, DMD, DVM, DDS, and others

Schedule your free consultation today at


Wouldn’t it be great if there was a step by step guide that would help you avoid the land mines that most commonly lead to surprising last minute declines? Josh wrote that book and he’d like to offer you a free copy. Please click here to claim yours!

**Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits. Subject to individual program requirements and eligibility. This is an offer for a lender-paid consultation. There is no fee charged for the consultation. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency. Copyright©2018 Fairway Independent Mortgage Corporation. NMLS#2289. 4801 S. Biltmore Lane, Madison, WI 53718, 1-877-699-0353. All rights reserved. AZ #BK-0904162. Licensed by the Department of Business Oversight under the California Finance Lenders Law. Loans made or arranged pursuant to a California Finance Lenders Law License. Georgia Residential Mortgage Licensee. Georgia Mortgage Lender License #21158. Illinois Residential Mortgage Licensee. MA Mortgage Broker License #MC2289. Licensed Nevada Mortgage Lender. Licensed by the NJ Department of Banking and Insurance. Rhode Island Licensed Broker & Lender. TX Location: 1800 Golden Trail, Carrollton, TX 75010. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval.



“My experience working with Josh and his team was a positive one. They made it as easy and painless as possible. Even when my refinance became more difficult than originally anticipated they handled it professionally and efficiently. They are very organized and do a great job communicating during the entire process. I would highly recommend them to anyone looking to refinance their mortgage.”
Dr. James M. Dahle, MD, FACEP, Editor of The White Coat Investor

“If anyone out there paid as much attention to a loan as Josh Mettle and his group, more people would be able to get the funding needed to close on a home. I appreciate the detail and time that was spent in getting us closed. Thank you so much.”
Dr. Craig Taylor, DDS, and Allison Taylor

“We have been very impressed with Josh and his team. In fact, I first learned of Josh through one of my physician clients. The feedback was so outstanding that I decided to contact Josh directly and meet. Since that time, we have been extremely impressed with Josh’s knowledge, customer service and strong desire to continually do what is right for his clients. As a result, we have been referring our clients to Josh and the feedback continues to be exceptional!”
Jeff Zesiger, Vice President – Utah Medical Association Financial Services

“We just wanted to send a note of THANKS for helping us prepare and secure our loan for our home. Thank you for your professionalism and service. Everything went well with closing. Thank you for having everything in order. We appreciate your efforts.”
Sarah and Jeff Hirschi, M.D., Utah Emergency Physicians

PIM References:

·       Dr. Michael Warden, University of Utah School of Medicine, Resident Physicianimage5e7b75

·       Dr. Scott Parker, Resident Physician, University of Utah School of Medicine

·       Dr. James Ballard, Physician, Intermountain Health Care

·       More Physician References Available on Request