(NMLS#219996) Utah Physician Home Loans At Citywide Home Loans
Utah Physician Home Loans specializes in unique mortgage financing programs for Physicians, Dentists and other Medical Professionals. We have spent the last few years putting together the most comprehensive list of Physician home loan products in Utah to cater to your specific needs. We’ve found several mortgage programs that even allow you to make big principle reductions, which trigger both lower mortgage interest rates and lower minimum monthly payments without refinancing.
You won’t find that at your neighborhood mortgage lender.
- Deferred student loan payments never counted against you.
- Finance over 80% of the purchase price of your new home without mortgage insurance.
- Close on your new home based on your contract and before your start date.
- Higher loan to value and loan amounts than anyone else.
Take advantage of our FREE Physician Relocation Package, which includes:
- Airport pick-up and drop off when you visit Utah to locate your new home.
- Tour of the most exclusive and sought after Utah neighborhoods and homes.
- Exclusive use of the company Cadillac Escalade with GPS for up to four days.
- Up to three nights’ accommodations at exclusive local area hotel.
- Significant discount on Mayflower moving services.
PIM References:
- Dr. Tricia and Derek Twelves
- Dr. Daniel and Amber Patty
- Dr. Casey and Haley Bachison
- Dr. Preston Daniel Ward
- More Physician References Available on Request
“The day of the loan, he called us and told us we could actually lower the interest rate that day if we wanted to wait a few days, which I don’t think many lenders would ever do. So it was a great experience, I’d recommend him to anybody.”
Dr. Tricia and Derek Twelves
“I promise to refer any of my friends who are looking for a home to you guys! You guys were seriously great and super quick so thank-you so so much!!! 
”
Dr. Daniel and Amber Patty
“My experience with Josh and his team was great. During this time when lending can be difficult, Josh and his team went the extra mile for us in order to not only get our loan approved and funded but to get us a great rate in the process. The loan process was frustrating at times but Josh was quick to address our concerns and put us at ease. Thank you, Josh and team for your efforts and we love our new home. Of course I will pass your name along for reference to any friends and family that may be in need of a home loan. Thanks again.”
DDS. Stu Segura
Keybank
Through my 7 years at Keybank I have partnered with the emerging affluent to achieve their financial goals. In the last few years I have concentrated my efforts on those individuals within the medical profession. Because of our one of a kind mortgage product we have become a preferred financial institution for medical professionals.
Doctor Loan Program details:
-Specific for new doctors. Less than 7 years out of school or residency
-Loans up to $1 Million
-No Private Mortgage Insurance (PMI)
-Maximum 90% loan to value or combined loan to value
-Owner occupied purchase or rate and term refinance
PIM References:
- Christopher & Jenny Pelt
- Kevin & Emily Tolton
“We shopped for mortgages for months, but there was nothing even comparably close to Key Bank’s amazing physician program. Key Bank understands the unique situation young physicians are in with a high debt load, but greater potential of future income. Their program is by far the best and without it, we would not have been able to buy our dream home right now. Ross and the team and Key Bank have been amazing during the entire home buying process being local, easy to reach and answering any questions we had, large or small. They did not take advantage of us with rates or terms. We are thrilled with our loan (and our home!) and knowing we have a local contact makes it that much better! We would recommend the physician program at Key Bank (and especially the mortgage team there) to any young physician. Thanks, Ross!”
Christopher E. Pelt, M.D. and Jenny L. Pelt, J.D., Park City, Utah
“Keybank has been great to work with. Ross and his team have given us great service on all of our financial needs. I would highly recommend them as a financial partner.”
Kevin Tolton, M.D. and Emily Tolton, Bountiful, Utah
Certified Mortgage Planning Specialist, Holliday Financial
Over the past few years, Holliday Financial has successfully worked with thirty-three of the incoming Residents and Fellows! Additionally, we have originated home loans for fifty-nine local practicing physicians; some of them multiple times. That’s a lot of experience helping physicians negotiate through the home loan process.
Our website, www.hollidayfinancial.com, will give you an overview of who we are and what you can expect from us.
Your financing options begin with a “Conversation Toward a Solution”. We are here to talk. Call us today.
PIM References:
- Dr. Frank Bishop
- Dr. Sarah Blair
- Dr. Rachel Baar
- Dr. Christopher Canale
- Dr. Alicia Christiansen
- Dr. Stefani Day
- Dr. Anne Donohue
- Dr. Bryon Fergerson
- Dr. Per Gesteland
- Dr. David Gubler
- Dr. Andrea Hebert
- Dr. Andrew Kastenmeier
- Dr. Janet Lee
- Dr. Benjamin Lewis
- Dr. Bethany Lewis
- Dr. Amy Liepert
- Dr. Cindy Matsen
- Dr. Ian McMaster
- Dr. Richard Matthews
- Dr. Mir-Kasimov
- Dr. Grant Morshedi
- Dr. Toba Niazi
- Dr. Amelia Parrett
- Dr. Robert Pepper
- Dr. Cheryl Pirozzi
- Dr. Michael Pirozzi
- Dr. Amy Plagge
- Dr. Gary Schlichter
- Dr. Robert Simpson
- Dr. Scott Tadler
- Dr. Justin Thomas
- Xiaoying Wu
- Dr. Ben Voorheis
- More Physician References Available Upon Request.
“After going through two other mortgage lenders with no success, Steve helped us quickly secure a loan with ease. He understood the resident situation with student loan debt, and worked with us to navigate the ever-changing mortgage laws. He and his staff were efficient and timely with their work.”
Anna Morshedi, Partners in Medicine Member
Co-Owner/Associate Lending Manager
Mitchell Mortgage
I am Mitch Mills, co-owner of Clayson Mitchell Mortgage, a mortgage lending institution active in the state of Utah since 1994. We offer a full array of loan products including Conventional, FHA, VA, and Zero-Down Utah Housing programs.
My status as an owner along with Clayson-Mitchell Mortgage’s unique legal structure affords me the ability and full authority to offer exceptionally competitive rates with fair loan fees.
To contact me please call my mobile 801-680-0100 any time including evenings and weekends.
Click here to view testimonials.
PIM References:
- Dr. John Paul Harmer
- Dr. Troy Hull
- Dr. Cain Royalty
- Dr. Shad Shiffern
- Dr. Aaron Healy
Mortgage Loan Consultant, Security National Mortgage
I’ve worked helping Utah families and individuals with their mortgage needs for over 13 years. My experience working with clients moving from out of state for the residency program and understanding of residency contracts can help make the process much quicker and easier. Additionally, Security National is more accommodating than the competition with the intricacies of residency contracts and student loans.
Working for a successful organization like Security National Mortgage Co. is crucial with all of the recent changes in the mortgage industry. Working with the right lender and company can make or break your deal and this makes me well equipped to serve my clients. With in-house processing, underwriting and funding, as well as a full spectrum of mortgage products I can offer the best loan for your needs.
Whether you are a first-time home buyer, a move-up buyer, or want to refinance, I will take the time to understand your goals and I take pride in keeping my clients informed of the progress all the way to and through the closing.
I understand that buying a home can be overwhelming and confusing. My goal is to make the process straightforward and smooth from start to finish.
I’ve also arranged special discounts for University of Utah residents.
Please visit my website at: www.lindyparks.blueroof360.com for more information.
PIM References:
- Kyle Goerl and Danae Doubeck
- Dr. Danae Doubek
- Dr. Katherine McClellan
- Dr. Georgia Kubic
- Dr. Fawad Tanvir
- Drs. Craig and Michelle Kilburg
“Once we found the one (house) we liked, she (our realtor) already had a lender ready for us to speak to, who also turned out to be very helpful and accommodating.”
Kyle Goerl and Danae Doubeck